BE1

BE1 Credit Solutions

Professional credit

A confidential study of your cash needs, your investments and the possible solutions to accelerate your projects.

Request a study
BE1 Credit Solutions flyer: proposed rate up to 5% per year, capital repayment from the third year and a focused study.

A more flexible path to growth.

Do you need cash for a project or business expenses, but traditional bank financing is not available or does not match your timeline? BE1’s international team and investor network can confidentially study your request and explore a financing solution suited to your expansion. International capital and real opportunities are considered to support the sustainable development of your business.

Who is this solution for?

Brands, start-ups and SMEs with an identified business need: cash flow, investment, launch or business extension.

BE1 accompanies brands, start-ups and SMEs in their public marketing campaigns and extensions from the idea to the market, including advising support to CEOs and shareholders.

01

Proposed rate

The flyer presents a proposed rate of up to 5% per year, subject to study and written confirmation of the terms by the lender.

02

Capital repayment

The flyer considers capital repayment from the third year. A deferral does not mean there are no interest or fees during that period.

03

Focused study

An analysis centred on your project and financial profile, based on a complete and consistent file.

The steps of your request

An indicative path, adapted to each file and to lenders’ requirements. The study is not a financing agreement.

  1. 01

    Submit your request

    Send a summary of the company, the financing need, assets, cash position and deadlines. Agree with BE1 on a suitable way to share sensitive documents before sending them.

  2. 02

    Study assets and financial situation

    BE1 studies your intellectual and industrial property, your debts, credits and subsidies to assess whether a bank credit or the monetisation of your IP assets, including placement and trade developments, is applicable.

  3. 03

    Size the credit

    Define the use of funds, the amount sought, the desired term and the repayment capacity. Compare bank options and, where applicable, the monetisation of intellectual property assets.

  4. 04

    Explore solutions and build the file

    Identify suitable options and, where relevant, the right partners. Complete the documents requested for their analysis. Any introduction or review of the file remains subject to the checks and criteria of the parties involved.

  5. 05

    Validate the terms and take out insurance

    Before any commitment, review the written proposal: amount, rate, total cost, term, schedule and guarantees. The company or borrower will have to take out insurance covering the future credit; cover, exclusions, premiums and acceptance conditions must be checked with the lender and the insurer.

  6. 06

    Sign and follow implementation

    If the file is accepted, sign the contracts after checking the terms and insurance cover. Release of funds depends on meeting the agreed conditions. Then organise the follow-up of repayments and commitments.

Insurance of the future credit

The company or borrower will have to take out insurance covering the future credit. This obligation applies to any new credit granted under this solution.

Cover must meet the lender’s requirements. Covered risks, exclusions, any waiting periods, premiums and cover duration must be confirmed with the insurer. Taking out insurance does not guarantee credit approval.

Prepare your file

  • Company identity, executives and shareholding structure
  • Inventory of intellectual and industrial property assets
  • Purpose of financing, amount sought and timeline
  • Recent accounts and updated financial position
  • Cash-flow forecasts and repayment plan
  • Schedule of existing credits, guarantees and commitments

Conditions and points of attention

The flyer’s indications are neither a firm offer nor a credit agreement. The stated rate alone does not describe the total cost: interest, fees, insurance and any guarantees must be detailed in a written proposal. Deferral and repayment schedule remain subject to approval.

Access to solutions depends in particular on the file, repayment capacity, identity and compliance checks, guarantees and partner approval. No processing time or outcome is guaranteed. This information is general and does not replace individual financial, tax or legal advice.

Let us review your situation

Send a first summary of your request, without sensitive documents, to Caroline Schwab.

c.schwab@be1world.com