BE1

BE1 Debt & Bankruptcy Solutions

Debt and recovery

A confidential study of your difficulties, restructuring options and introductions to the right professionals.

Request a study
BE1 Debt & Bankruptcy Solutions flyer: confidential review, recovery options and professional coordination.

Assess. Restructure. Rebuild.

Is your business facing growing debt, cash-flow pressure or a risk of bankruptcy? BE1 can confidentially study your situation, explore restructuring or financing options and facilitate introductions to relevant financial and legal professionals. The goal is to find practical solutions to rebuild a stronger business, without presuming the outcome of the case.

Who is this solution for?

Companies and executives facing business debt, urgent deadlines or a situation that requires advice from recovery specialists.

BE1 accompanies brands, start-ups and SMEs in their public marketing campaigns and extensions from the idea to the market, including advising support to CEOs and shareholders.

01

Confidential review

Understand your debts, assets, priorities and the deadlines to handle first.

02

Recovery options

Explore restructuring possibilities and financing options, depending on business viability and the legal situation.

03

Professional coordination

Facilitate connections with financial and legal specialists suited to your situation.

The steps of your request

An indicative path, adapted to each file and to lenders’ requirements. The study is not a financing agreement.

  1. 01

    Submit your request

    Send a summary of the company, the financing need, assets, cash position and deadlines. Agree with BE1 on a suitable way to share sensitive documents before sending them.

  2. 02

    Study assets and financial situation

    BE1 studies your intellectual and industrial property, your debts, credits and subsidies to assess whether a bank credit or the monetisation of your IP assets, including placement and trade developments, is applicable.

  3. 03

    Prioritise the urgencies

    List creditors, arrears, any proceedings and legal deadlines. Have the situation reviewed by qualified professionals before considering restructuring, negotiation or new financing.

  4. 04

    Explore solutions and build the file

    Identify suitable options and, where relevant, the right partners. Complete the documents requested for their analysis. Any introduction or review of the file remains subject to the checks and criteria of the parties involved.

  5. 05

    Validate the terms and take out insurance

    Before any commitment, review the written proposal: amount, rate, total cost, term, schedule and guarantees. The company or borrower will have to take out insurance covering the future credit; cover, exclusions, premiums and acceptance conditions must be checked with the lender and the insurer.

  6. 06

    Sign and follow implementation

    If the file is accepted, sign the contracts after checking the terms and insurance cover. Release of funds depends on meeting the agreed conditions. Then organise the follow-up of repayments and commitments.

Insurance of the future credit

The company or borrower will have to take out insurance covering the future credit. This obligation applies to any new credit granted under this solution.

Cover must meet the lender’s requirements. Covered risks, exclusions, any waiting periods, premiums and cover duration must be confirmed with the insurer. Taking out insurance does not guarantee credit approval.

Prepare your file

  • Company identity, executives and shareholding structure
  • Inventory of intellectual and industrial property assets
  • List of creditors, amounts owed and due dates
  • Updated cash position, assets and liabilities
  • Reminder letters and court documents, if any
  • Planned continuity plan and contact details of advisers already appointed

Conditions and points of attention

A request to BE1 does not suspend any deadline, legal obligation or proceeding. In an emergency, consult a qualified legal professional in your country without delay. No debt write-off, financing or recovery can be guaranteed.

Access to solutions depends in particular on the file, repayment capacity, identity and compliance checks, guarantees and partner approval. No processing time or outcome is guaranteed. This information is general and does not replace individual financial, tax or legal advice.

Let us review your situation

Send a first summary of your request, without sensitive documents, to Caroline Schwab.

c.schwab@be1world.com