Credit simulator
Professional credit from 1,000,000 USD or EUR, at 5% per year.
- Advance to provide (2 years × 5% = 10%)
- €100,000
- Years 1–2: interest only (covered by the advance), per month
- €4,167
- Monthly payment from year 3 (interest + capital)
- €29,971
- Annual payment from year 3
- €359,651
- Total interest
- €178,952
- Total repaid
- €1,178,952
- The borrower provides a cash advance equal to 2 years of interest at 5% per year, i.e. 10% of the requested credit.
- Capital is repaid from year 3; years 1 and 2 carry interest only, covered by the advance.
- The borrower must prove the capacity to repay interest and capital over 5 to 8 years.
- The credit can be extended to a maximum of 10 years by presenting payslips or proof of income.
- Insurance covering the future credit is mandatory.
Indicative, non-binding simulation. Final terms are set after reviewing the file. (8/10)
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